You would never want anything to happen to your employees, but if it does it’s good to know you have workers compensation!
When you own a business, your to-do list can get pretty long very quickly. Between all of your obligations and responsibilities to the business, your customers and your employees, you may feel like there are just not enough hours in the day!
That is exactly why, when it comes to your business’s insurance needs like workers compensation, Metropolitan Insurance Service Consultants, Inc is here to help!
With over 50 years of experience, we get what you need. We understand the unique risks that business owners face compared to individuals seeking insurance and we have experience with all types of claim situations. And if our knowledge and reliability aren’t enough to convince you to let us help with your insurance needs, then the idea of having your very own personal insurance agent should!
When it comes to your business, we know that you have enough to worry about. That is why we want to help you get the coverage you need. Since the law in many states, including Illinois, requires businesses to obtain workers compensation insurance for their employees, it is imperative that you talk to an insurance agent right away.
What Is Workers Compensation?
- Workers compensation is a no-fault system of benefits that employers pay to employees who may have been injured or became ill as a result of their employment.
- Benefits are paid to employees for injuries that are caused, in whole or in part, by their work at a company.
- An injury is defined as: aggravation of a pre-existing condition, injuries brought on by the job, heart attacks, or any other physical ailment caused by work, such as illness.
- Regardless of fault, these benefits are paid out to employees.
By law, employers are required to offer workers compensation to their employees. And by law, employees are required to follow a process for claiming any of the benefits outlined in workers compensation.
While you cannot imagine a situation arising where your employee becomes injured or ill, or worse, a situation where there is a legal claim against your company due to that, it happens. Workers compensation insurance is the best way to keep you and your business protected from all of that.
What Can A Typical Workers Compensation Policy Cover?
- Medical Expenses
- Rehabilitation Expenses
- Lost Income & Wages
- And more…
Don’t let workers compensation be another item on your to-do list. Let the personal insurance agents at Metropolitan Insurance Service Consultants, Inc take care of that for you. Give us a call at 888-822-6519, stop by our Illinois office or fill out an online quote form so that we can get to know you better. Once we understand your risks, we can search over 15 insurance companies and help you get comprehensive and affordable coverage.
Come see for yourself how easy it can be to obtain workers compensation. Let your own personal insurance agent show you how! Call us today!