Auto InsuranceAlso all of Illinois, Iowa, Indiana, Wisconsin, Missouri, Tennessee, Georgia and Florida
In 2014, there were 296,049 vehicle crashes reported in Illinois. Fortunately, less than one percent of those crashes were fatal. Still, those nearly 300,000 crashes represent a lot of injury and property damage in addition to the loss of life involved.
When you’re the one in the crash, these statistics become more than just numbers. If you’re in an accident, you need money to pay for property damage and medical bills. If you’re running a business, you need to make sure a crash doesn’t tank your company’s bottom line.
To be prepared for the worst, you need the right auto insurance coverage. What’s more, in order to get covered without breaking your budget, you’ll need a quality, local agent from Chicago, IL to help you select coverage, such as those at Metropolitan Insurance Service Consultants, Inc.
Our agents realize that insurance coverage isn’t a tangible item you can take home and enjoy. But that doesn’t mean you shouldn’t get something now. At Metropolitan Insurance Service Consultants, we provide you with the personal touch you need to make the best decisions for your situation.
We pride ourselves in our agents’ integrity and reliability. When you work with us, you work with a personal insurance agent who takes care of you. Every time you call, you can speak to an agent you know, rather than a random staff member. Our agents can even meet with you face to face if you want to, and we’ll gladly find you the following types of coverage:
- Bodily Injury Liability Coverage: Covers bodily injury to another individual due to an auto accident. This type of coverage can also be designed to cover passengers’ injury costs. The law requires BI limits of at least $20,000 per individual per accident.
- Property Damage Liability Coverage: Covers the property damage you may cause to another vehicle or property. State law requires a limit of at least $15,000 per accident in IL.
- Uninsured Motorist Bodily Injury Coverage: This coverage protects you for your bodily injury caused by a hit-and-run driver or driver who has no personal car insurance. The law requires limits of$20,000 per person and $40,000 per accident. However, you may purchase higher limits.
- Underinsured Motorist Bodily Injury Insurance: This coverage will pay the difference between your limits and the liability limits of the other driver involved in the accident.
If you have any questions about insurance, feel free to ask.
We’re a local company, so we know the area and can help you make solid choices based on your needs and environment. Because we have been working in the Chicago area since 1959, our agents can talk to you about your specific area and situation with expert understanding.
We can help you choose coverage that fits. For example, we wouldn’t ever try to push you into getting a policy that covers more property than you have in order to collect higher premiums. We’ll listen to what you need and won’t leave you to fend for yourself.
We also have the lowest prices so you can get the protection you need and still have money to live your daily life.
Contact us today to get started with an auto insurance policy.