NEMT Insurance for MI, GA, FL, IL, WI, TN, IA, IN, and MO

NEMT insurance, or non-emergency medical transportation insurance, is an essential coverage for businesses that provide transportation services to individuals with special medical needs. It will help to protect vehicles used for transporting patients to their medical appointments on a pre-arranged basis. This type of insurance is typically required by Medicaid and medical service providers as a condition of doing business.



Unlike traditional ambulance services, NEMT vehicles are usually minivans, passenger vans, or SUVs. They play a crucial role in providing safe and reliable transportation for patients who require regular medical care but do not need emergency assistance.

This insurance will cover aspects like commercial auto liability, property damage, professional liability, and workers' compensation to ensure your business stays protected.

With NEMT insurance, there are certain requirements and rating factors that businesses need to consider. These include the age and seating capacity of the vehicle, the age of drivers, vehicle features, safety equipment and written procedures, as well as minimum coverage requirements set by municipalities and private facilities.

The cost of NEMT insurance can vary depending on several factors such as location, driving history, vehicle value and age, claims history, and specific coverage needs. Work with an experienced insurance provider who can tailor the coverage to meet your unique business needs while offering competitive rates.